• Workers' Compensation & Employers' Liability

Workers’ Compensation coverage provides benefits to employees for work-related injuries, illnesses or disease, including costs associated with medical care, lost wages, rehabilitation and loss of life. Benefits are provided in accordance with Florida Workers’ Compensation Law.

Employers’ Liability Coverage provides insurance protection for the employer against claims by employees for damages which arise out of injuries or diseases sustained in the course of their work and which are based on common law negligence rather than on liability under workers’ compensation acts.

• Commercial Vehicle

Ascendant Commercial Insurance understands finding and buying affordable Commercial Auto Insurance is vital to a small to medium sized business. Commercial Auto insurance is designed to protect businesses against the financial loss that can result from owning and using a commercial vehicle. It provides coverage for claims that the business owner is legally obligated to pay for Bodily Injury and/or Property Damage involving a commercial auto. In addition, it provides first party benefits for medical, disability, death and similar expenses without regard to fault.

• General Liability

Offers protection for business organizations for claims of Bodily Injury and Property Damage for which the business owner becomes legally obligated to pay. Includes coverage for liability exposures associated with the ownership, maintenance and use of the business location and liability for injury or damage arising out of their operation. In addition, liability arising out the products manufactured, sold or distributed by the insured and for business operations conducted away from the insured’s premise once those operations have been completed.

• Garage/Dealer Open Lot

Provides liability coverage for Bodily Injury and/or Property Damage arising out of the ownership, maintenance, or use of a covered auto and provides reliable protection against liability arising out of the necessary or incidental business operations of a Used Auto Dealer or Garage Operation (Body or Repair Shop).

• For-Hire Transportation

Ascendant has a program that specifically focuses on the needs of the For-Hire transportation industry. Our staff is uniquely experienced in insuring cabs, Limousines, Para-transit and various other passenger transportation companies. Price and Customer Service is our primary focus.