Hard to Place
What is Commercial Auto Hard to Place insurance?
Commercial Auto Hard to Place is a policy for difficult or unique risk types that are usually categorized as hard to place due to lack of experience, poor claim frequency/severity, prior cancellation/non-renewal or lack of market availability.
Coverage is available for commercial trucks, tractors and trailers and private passenger type vehicles used for business purposes with customizable options for the insured’s specific needs.
Most risks are acceptable regardless of experience, losses and driving records. Filings are provided and acceptable radius includes intrastate and interstate. Airport shuttles, charter buses, limo and black car service, paratransit, school buses, taxis and Uber and Lyft risks are also acceptable.
What are some vehicles considered to be Hard to Place risks?
Some examples of Hard to Place vehicles could include:
- Buses - All types
- Car Carriers
- Cement/Concrete Mixers
- Dump Trucks (incl. Sand & Gravel Haulers)
- Extra Heavy Trucks
- Land Recreational Vehicles
- Long Haul Tracking
- Non-Owned Hired Auto
- Rental and Leasing Vehicle Companies
- Tow Trucks
- Waste Garbage Carrier
- Church Vans
- School Buses
- Charter Buses
- Dump Trucks
- Non-Emergency Transport
- Airport Transportation
Contact an insurance agent for more information
If you are having trouble finding insurance for your Hard to Place commercial auto vehicle, contact us for an insurance agent in your area.Find an Insurance Agent Near You